Merchant Cash Advance

We can provide the funding you need without the annoyance of providing endless stipulations. We understand that your time is valuable, and sometimes it isn’t ideal to wait weeks on end for a bank to go through your finances with a fine-tooth comb. Merchant cash advances are a quick solution with minimal documentation needed to qualify. They are based off of your business cash flow without the need of any assets or collateral. Having a low credit score or tax issues is not a deal breaker.

  • You can be approved for up to 100-200% of your average monthly deposits.

  • Decisions are made in as little as 6 hours.

  • You can be funded in as little as 24-48 hours after completing the application.

  • Terms go as far as 24 Months.

Small payments are taken automatically from the business bank account or your credit card processor on a daily or weekly basis. To get a decision all you need to submit is the last 4 months business bank statements and the application.

Lines of Credit

If you’re looking for a loan but you want something that you can draw from as you please, the line of credit option will work for you. It is a revolving line, and payments are taken on a weekly or monthly basis.

  • Lines as low as $2,000 and as high as $5,000,000.

  • Higher flexibility than a regular loan.

  • Pay interest only on the money you borrow.

*The smaller lines of credit below 150k normally do not require a credit check, and minimal documentation is needed.

Invoice Factoring

If you have cash flow issues because your Vendors take 30-120 days to pay, invoice factoring is for you. If you are approved, you can pick and choose what invoices you want to factor (if any at all).

When you factor an invoice, we will provide you with 70-90% of the invoices value upfront. You receive the remaining 10-30% when the vendor pays the invoice, minus a small fee. The fee is anywhere from 2-5%.

To see what you qualify for we will need the last 4 months business bank statements, a few outstanding invoices, a list of the vendors you expect to factor, and the application.

Unsecured Business Loans

If you are looking for a long-term option with monthly payments, an unsecured business loan is for you.

  • Terms are between 1-10 years

  • Payments are taken on a monthly basis.

  • Interest rates are much lower than an advance, as low as 6%.

To qualify you must have 650+ personal credit, and the past two years tax returns must be showing a profit. To see what you qualify for we will need the past 4 months business bank statements, the last two years tax returns, year to date balance sheets and Profit and Loss, last years balance sheets and profit and loss, a debt sheet, and the application.

Ready to talk?

Don’t wait. We can get you the funding your business needs fast with the right loan for you.

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