Finance New Equipment
Replace worn-out combines, tractors, or trucks.
Farming is different from most industries. Many ranches and farms are still a family affair. That raises the stakes when it comes to having cash on hand to pay for unexpected expenses or growth opportunities. A loan for an agriculture business can help you get the cash you need. While securing funding for agriculture can be difficult due to cyclical revenue, we offer funding options specifically for ranchers and farmers in need of financing.
Replace worn-out combines, tractors, or trucks.
Improve production & prevent livestock loss by hiring staff.
Purchase more farmland to increase the yields of your farm.
Pay for everyday expenses and cover the cost of new tools.
How do small loans for agriculture work? The agriculture loan process is simple and straightforward. After applying through our secure online portal, a Funding Specialist will contact you to learn more about your farming business. You’ll work directly with your Funding Specialist to explore your financing options. We’ll help you find an agriculture business loan that meets your needs.
Submit your application securely in minutes.
We’ll discuss the right financing option for you.
Receive financing and start growing your business.
It can be difficult to find small business loans for agriculture due to the unique nature of the industry. It’s important to work with a lender who understands the financial challenges faced by farmers and ranchers. We take the time to learn about you and your business before we make funding recommendations.
An Agriculture business loan is an investment in the growth of your company — but securing financing is only a fraction of what it takes to manage your finances. We’ve put together a list of resources to give you the whole story on loans, taxes, and managing the financial health of your company.
They are based off of your business cash flow without the needs of any asserts or collateral. having a low credit score or tax susses is not a deal breaker.
There are no restrictions on the usage of your funds. Once you’ve received funding, you can use it as you see fit.
The first step to receiving funding is filling out our online application. Once filled out, we’ll get in touch with you to discuss your financing options. Depending on your business needs, you may be eligible to receive funding with the documentation provided in your application. In the case a financing option requires additional documentation, we’ll let you know. Once you’re approved, you can expect financing in as little as 24-48 hours.
Bad credit isn’t normally a deal breaker. Your financing options are based on business cash flow. If your business receives over $5,000 in gross deposits, we encourage you to apply.
Once your application and bank statements are submitted, it only takes 4-10 hours to receive a decision from underwriting. If you accept the offer, we can have the funds in your account in as little as 24 hours.
We can typically finance anywhere from 100% to 200% of your average monthly gross deposits.
Once approved, you’ll receive funding in a few hours. Normally we can fund within 24 hours of receiving the application and banking statements.
There are no penalties for early payment. In some cases, we offer discounts for paying your loan off early.
Yes, we can consolidate existing loans into one note. And we can also fund advances while having existing ones without paying them off. There are options.
Fill out our online application or contact us directly, and one of our representatives will be happy to assist you. Feel free to call us at (347) -778-5195